:root {
  --bg: #f4f7fb;
  --text: #1f2937;
  --muted: #4b5563;
  --brand: #003b6f;
  --accent: #00a4bd;
  --card: #ffffff;
  --border: #dbe4ef;
}

* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: Inter, Segoe UI, Roboto, Helvetica, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}

.container {
  width: min(1100px, 92vw);
  margin: 0 auto;
}

.site-header {
  background: #fff;
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
}

.nav-wrap {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  padding: 0.85rem 0;
}

.brand {
  color: var(--brand);
  font-weight: 800;
  font-size: 1.1rem;
  text-decoration: none;
}
.brand span { color: var(--accent); }

.nav-links {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin: 0;
  padding: 0;
}

.nav-links a,
a { color: var(--brand); text-decoration: none; }
a:hover { text-decoration: underline; }

.hero {
  background: linear-gradient(135deg, #e8f2ff, #f5faff);
  border-bottom: 1px solid var(--border);
  padding: 3.25rem 0;
}

.eyebrow {
  color: var(--muted);
  font-weight: 600;
  margin-bottom: .2rem;
}

h1, h2 { line-height: 1.2; }
h1 { font-size: clamp(1.8rem, 3vw, 2.8rem); margin: 0.2rem 0 1rem; }
.lead { max-width: 68ch; color: var(--muted); }

.btn {
  display: inline-block;
  background: var(--brand);
  color: #fff;
  padding: .7rem 1rem;
  border-radius: 10px;
  font-weight: 600;
  text-decoration: none;
}
.btn-secondary { background: var(--accent); }
.cta-group { display: flex; gap: .75rem; flex-wrap: wrap; margin-top: 1rem; }

.section-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1rem;
  padding: 1.25rem 0;
}

.two-col { grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); }

.card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 1rem;
}

.ad-placeholder {
  border: 2px dashed #9eb3c9;
  border-radius: 10px;
  padding: 2rem;
  text-align: center;
  color: var(--muted);
  background: #f8fbff;
}

.site-footer {
  margin-top: 2rem;
  background: #fff;
  border-top: 1px solid var(--border);
  padding: 1.5rem 0;
}

.footer-grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 1rem;
}

.page-header {
  padding: 2rem 0 1rem;
}

.legal, .content {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 1rem;
  margin-bottom: 1rem;
}